Bad Habits. If youre a regular smoker or drinker, kicking this habit can help your health and your wallet. A pack of cigarettes costs at least 6 in most states, so quitting a pack-a-day smoking habit saves you at least 2,190 a year. And cutting out just two 6 cocktails a week can save you 624 a year. Food Stops. Regular stops at the coffee shop, convenience store, or fast-food drive-through add up. Stopping just once for a latte, a taco, or a soft drink and a bag of chips only costs around 3.
But do it every day, and thats 1,095 a year you could be keeping in your pocket. If cutting these small expenses isnt enough to make a dent in your budget, try thinking bigger.
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12, with a total payback amount of 2,269. 44 which including the 3 fee paid from the loan amount, would have a total cost of 329. Representative 29. 82 APR. If you borrowed 5,000 over a 48 month period and the loan had an 8 arrangement fee (400), your monthly repayments would be 131.
67, with a total payback amount of 6,320. 12 which including the 8 fee paid from the loan amount, would have a total cost of 1,720.
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